Ownership
Welcome to the Online Psychic Web site at OnlinePsychic.com (Site) which is owned by OnlinePsychic.com. (OnlinePsychic.com). This Site is operated by OnlinePsychic.com and materials on the Site are owned, for the most part, by OnlinePsychic.com. The Site may also include materials owned by third parties and posted on the Site by virtue of a license, grant or some other form of agreement between the third party and OnlinePsychic.com.

OnlinePsychic.com has created this Site for your personal enjoyment, entertainment and education. Information provided is for entertainment purposes only. Information provided should never, in any case, be considered as professional advice nor should it be used as such. Advice from doctors, lawyers, registered practicioners, or other professionals should be relied upon as needed. OnlinePsychic.com is for entertainment purposes only. However, you are only authorized to access this Site or to use the materials contained in the Site (regardless of whether your access or use is intended) if you agree to abide by all applicable laws, and to these Terms of Use which constitute an Agreement between you and OnlinePsychic.com. Please read these Terms of Use carefully and save them. If you do not agree with them, you should leave this Site immediately. Any questions or comments regarding, or problems with, this Site should be sent to the Site Administrator using the Customer Service Form. OnlinePsychic.com reserves the right to modify or amend this Agreement without notice at any time. It is therefore important that you read this page regularly to ensure you are updated as to any changes.

If you become aware of misuse of this Site by any person, please contact the Site Administrator with your concerns.

Access and Use
All materials contained in this Site are protected by international trademark and copyright laws and must only be used for personal, non-commercial purposes. This means that you may only view or download material from this Site for your own use and you must keep all copyright and other proprietary notices attached to the downloaded material.

When visiting, interacting, and / or joining a Softec Online, Inc., web site, including the site you are at right now, you may be given the opportunity to provide your contact information and/or email address on a voluntary basis.  Softec Online, Inc., does, on occasion, partner with a select group of Can-Spam compliment marketing groups and as such, when providing your contact information and / or email address, you are expressly giving Softec Online, Inc., permission to share this information with affiliated 3rd party marketers provided they are Can-Spam compliant and provided they allow you to remove yourself from their contact lists if desired.  These 3rd party groups may use this contact information to advise you of offers, coupons, and other things they feel will be of interest to you. Softec Online, Inc., may profit from providing this information to 3rd party's as herein described. Furthermore, Softec Online, Inc., will use your contact information to promote our products and services to you via email.  You can remove yourself from these promotional offers at any time following the remove links provided in these marketing messages.  By providing your contact information and/or email address to Softec Online, Inc., while visiting one of our web sites you expressly give your permission to receive said marketing offers and promotions from Softec Online, Inc., until such time as to request to be removed from receiving such offers.

As part of your membership you may get a link inside the members area allowing you to click the link to be taken to a no cost free online lottery with an insured $1 million jackpot. This free online lottery requires no purchase and can be played anytime at no cost at www.WorldWideLotto.com. We place a link inside our members area at times to allow customers fast and easy access to the free lotto, but anyone can access this lotto anytime at www.worldwidelotto.com. Membership in this or any web site is not required to play the free online lottery at www.WorldWideLotto.com.

The reproduction, duplication, distribution (including by way of email, facsimile or other electronic means), publication, modification, copying or transmission of material from this Site is strictly prohibited unless you have obtained the prior written consent of OnlinePsychic.com or unless it is expressly permitted by this Site. The material covered by this prohibition includes, without limitation, any text, graphics, logos, photographs, audio or video material or stills from audiovisual material available on this Site. The use of materials from this Site on any other Web site or networked computer environment is similarly prohibited. Requests for permission to reproduce or distribute materials found on this Site can be made by contacting OnlinePsychic.com in writing using the Customer Service Form.

You are also strictly prohibited from creating works or materials that derive from or are based on the materials contained in this Site including, without limitation, fonts, icons, link buttons, wallpaper, desktop themes, online postcards and greeting cards and unlicensed merchandise. This prohibition applies regardless of whether the derivative materials are sold, bartered or given away.

Disclaimer of Liability and Warranties
While OnlinePsychic.com does its best to ensure the optimal performance of the Site, you agree that you use this Site and rely on material contained in this Site at your own risk.

The Site, and all materials in this Site, are provided "as is" and, to the fullest extent permitted by law, are provided without warranties of any kind either express or implied. This means, without limitation, that OnlinePsychic.com DOES NOT WARRANT that the Site is fit for any particular purpose; that the functions contained in the materials in the Site will be uninterrupted; that defects will be corrected; that the Site is free of viruses or and other harmful components or that the Site is accurate, truthful, error free or reliable.

You acknowledge that OnlinePsychic.com, its parents and affiliates together with their respective employees, agents, directors, and officers, IS NOT LIABLE for any delays, inaccuracies, failures, fictional portrayals, errors, omissions, artistic creations or representation, interruptions, deletions, defects, artificial representations, false claims, viruses, fabricated stories, communication line failures or for the theft, destruction, damage or unauthorized access to your computer system or network.

You acknowledge that OnlinePsychic.com is not liable for any defamatory, offensive or illegal conduct or material found in connection with this Site, including such conduct or material transmitted by any means by any other person.

You acknowledge that OnlinePsychic.com is not liable for any damages, including, without limitation, direct, incidental, special, consequential or punitive damages, in connection with or arising from your use or from your inability to use the Site.

Unsolicited Submissions
OnlinePsychic.com does not knowingly accept unsolicited submissions including, without limitation, submissions of scripts, story lines, articles, fan fiction, characters, drawings, photographs, negatives, video, audio, information, suggestions, ideas or concepts. OnlinePsychic.com's policy is to simply delete any such submission without reading it or forwarding it to other OnlinePsychic.com staff. Therefore, any similarity between an unsolicited submission and any elements in any OnlinePsychic.com creative work including, without limitation, a film, series, story, title or concept would be purely coincidental.

If unsolicited submissions are sent to OnlinePsychic.com via this Site, however, these submissions become the property of OnlinePsychic.com and may be used, copied, sublicensed, adapted, transmitted, distributed, publicly performed, published, displayed or deleted as OnlinePsychic.com sees fit. You agree that you are not entitled to any compensation, credit or notice whatsoever and that by sending an unsolicited submission you waive the right to make any claim against OnlinePsychic.com, its parents or affiliates relating to unsolicited submissions, including, without limitation, unfair competition, breach of implied contract or breach of confidentiality.

Employment Opportunities
OnlinePsychic.com may, from time to time, post OnlinePsychic.com employment opportunities on the Site and/or invite users to submit resumes to it. If you choose to submit your name, contact information, resume and/or other personal information to OnlinePsychic.com in response to employment listings, you are authorizing OnlinePsychic.com to utilize this information for all lawful and legitimate hiring and employment purposes. OnlinePsychic.com also reserves the right, at its sole discretion, to forward the information you submit to its parents, subsidiaries and affiliates for legitimate business purposes. Nothing in these Terms of Use or contained in the Site shall constitute a promise by OnlinePsychic.com to interview, hire or employ any individual who submits information to it, nor shall anything in these Terms of Use or contained in the Site constitute a promise that OnlinePsychic.com will review any or all of the information submitted to it by users.

Linked Sites and Advertising
If you are interested in creating hypertext links to this Site, you must contact Business Affairs at OnlinePsychic.com using the Customer Service Form before doing so. In establishing hypertext links, you must not represent in any way, expressly or by implication, that you have received the endorsement, sponsorship or support of this Site or OnlinePsychic.com, including its respective employees, agents, directors, officers.

If OnlinePsychic.com has provided links or pointers to other Web sites, no inference or assumption should be made and no representation should be implied that OnlinePsychic.com is connected with, operates or controls these Web sites.

OnlinePsychic.com is not responsible for the content or practices of third party Web sites that may be linked to this Site. This Site may also be linked to other Web sites operated by companies affiliated or connected with OnlinePsychic.com. When visiting other Web sites, however, you should refer to each such Web site's individual Terms of Use and not rely on this Agreement.

OnlinePsychic.com takes no responsibility for third party advertisements which are posted on this Site, nor does it take any responsibility for the goods or services provided by its advertisers.

Indemnity
You agree to defend, indemnify and hold harmless OnlinePsychic.com, its parents and affiliates together with their respective employees, agents, directors, officers, from and against all the liabilities, claims, damages and expenses (including reasonable attorney's fees and costs) arising out of your use of this Site; your failure to use the Site; your breach or alleged breach of this Agreement or your breach or alleged breach of the copyright, trademark, proprietary or other rights of third parties.

Termination
OnlinePsychic.com reserves the right to immediately terminate your use of, or access to, this Site at any time if OnlinePsychic.com decides at its sole discretion that you have breached this Agreement or any relevant law, rule or regulation or you have engaged in conduct that OnlinePsychic.com considers to be inappropriate or unacceptable.

Copyright Infringement
If you believe that any material contained in this Site infringes your copyright, you should notify OnlinePsychic.com of your copyright infringement claim in accordance with the following procedure.

OnlinePsychic.com will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA) and other applicable intellectual property laws. The DMCA requires that notifications of claimed copyright infringement should be sent to this Site's Designated Agent who is: Legal Affairs, OnlinePsychic.com Contact Us To be effective, the notification must be in writing and contain the following information (DMCA, 17 U.S.C. 512(c)(3)):

1. Physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

This Agreement is governed by, and construed in accordance with, the laws of the Country of the United States of America without giving effect to any principles of conflicts of law. OnlinePsychic.com^TM is a registered trademark of OnlinePsychic.com.